RMD Rules for Spouse Beneficiaries:
Explanations and Strategies for
Implementing Tax-Efficient Solutions
As in many other areas of tax law, spouse beneficiaries have favorable options that are not available to other taxpayers. Choosing the right option can help to reduce the tax impact on distributions and maximize tax-deferred growth. On the other hand, making the wrong election can result in the spouse beneficiary losing eligibility for these tax reduction strategies.
Whether you’re an estate planning attorney, financial advisor, CPA or other type of professional, you will want to tune into this special presentation by nationally renowned IRA expert, Denise Appleby, MJ, CISP, CRC, CRPS, CRSP, APA entitled, “RMD Rules for Spouse Beneficiaries: Explanations and Strategies for Implementing Tax-Efficient Solutions”.
This is the second module of a special 3-part course that you may be interested in. For more details about the Appleby Bytes 3-Part Course, click here.
In this 45-minute presentation, you will learn:
- How to determine the distribution options available to spouse beneficiaries and the steps that can be taken to minimize the tax impact of distributions and maximize tax-deferred growth
- Spouse beneficiary options for inherited traditional IRAs and Roth IRAs
- The backdoor option for converting an inherited traditional IRA to a Roth IRA
- Rollover and transfer rules for spouse beneficiaries both IRAs and Employer Plans
- How to properly explain the distribution options that apply to a spouse beneficiary
- Which appropriate strategies can be used to assist pre-59 ½ spouse beneficiaries to avoid the 10% early distribution penalty
- How to identify the option that reduces the impact of distributions when a younger spouse dies before the required beginning date
- When a spouse beneficiary can change the election made for an inherited IRA and when it makes good tax sense to do so
- And much more!
Your purchase includes an instantly downloadable video and audio presentation and PDF handout materials. You get all of this for you and your entire office for just $149. A PDF transcript is available as an add-on for an additional fee.
- Program Title: RMD Rules for Spouse Beneficiaries: Explanations and Strategies for Implementing Tax-Efficient Solutions
- Speaker: Denise Appleby
- Duration: 45 minutes
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ABOUT THE SPEAKER
Denise Appleby
MJ, CISP, CRC, CRPS, CRSP, APA
Denise Appleby, MJ, CISP, CRC, CRPS, CRSP, APA, is an author, consultant, trainer, and speaker on the tax laws and operations compliance that govern IRAs and employer sponsored retirement plans. She is the owner of Appleby Retirement Plans Consulting, located on the Internet at Appleby Consulting Inc. and is the creator and CEO of The Retirement Dictionary. Ms. Appleby’s retirement-plans-related experiences include working as a retirement plans product manager, training manager, compliance consultant, technical help desk manager, and writer. She has written over 500 articles for many financial newsletters including Investopedia, Pershing LLC’s “Sixty Something,” “The Pershing Press,” “Ed Slott’s…
IMPORTANT NOTICE REGARDING CE CREDIT
The Ultimate Estate Planner, Inc. and the presenter are not registered Continuing Education Sponsors and this program is not pre-approved for continuing education credit for any state or regulatory agency.
However, please note that each program includes a Certificate of Completion and, depending on the license and the regulatory agency for which governs a participant’s CE credit, some professionals may be able to self-report his or her participation and receive credit. It is the responsibility of the participant to complete any process necessary to seek self-reported CE credit for his or her participation. By registering for a teleconference (or purchasing on On-Demand program), you understand that CE credit is not guaranteed or warranted by the presenter or The Ultimate Estate Planner, Inc.