Are You Properly Prepared
for a Successful IRA Season?

You Will Be with This Special 2-Part Refresher Course!
(and Accompanying Quick IRA Reference Guides!)

The primary means of funding an IRA is by making regular contributions. And, while making a contribution seems like a simple enough process mistakes are often made that result in excess contributions, making contributions to the wrong type of IRA (traditional instead of Roth and vice versa) and failing to timely correct ineligible contributions.

This is why it’s imperative, whether you’re a financial advisor, attorney, CPA, or other type of advisor to clients and their IRA and retirement plans, that you know about the rules and how to properly guide them through this upcoming IRA season.

This is why we’ve brought in national IRA expert, Denise Appleby, MJ, CISP, CRC, CRPS, CRSP, APA for an in-depth 2-part presentation entitled, “The 2022 Ultimate IRA Refresher & Update for a Successful IRA Season”.

PART1: IRA Contributions – Eligibility, Deductibility, and Backdoor Roth IRA Contributions.

In this 54-minute presentation, Denise will cover the following:

  • Back to basics: What is ‘compensation’ for IRA contribution purposes?
  • The rules for determining who is an active participant and whether they are eligible to deduct traditional IRA contributions
  • How MAGI affect eligibility for Roth IRA contributions
  • Spousal IRA Contributions: Who is eligible?
  • Why you can make a traditional IRA contribution to a SEP IRA but not a SIMPLE IRA
  • Traditional IRAs and Roth IRAs: Strategies for getting the best of both
  • When a backdoor Roth IRA contribution is advisable and how to get it right
  • Why basis is not a hindrance to a backdoor Roth IRA contribution
  • Roth 401(k)s & Roth IRAs: Can an individual do both at the same time?
  • Why a Roth IRA contribution has no impact on a qualified distribution
  • And much more!

PART 2: Recharacterizations, Excess Contribution Corrections, and Tax Reporting of IRA Contributions

In this 57-minute presentation, you will learn:

  • Can you still do a Roth IRA conversion for 2021?
  • How to track basis for IRA contributions and avoid double taxation for IRA contributions
  • The tax forms that play an integral role in IRA contribution reporting:
    • Form 1040
    • Form 5329
    • Form 8606, and
    • Form 5498
  • When and how to recharacterize a Traditional IRA contribution to a Roth IRA contribution and vice versa
  • When an IRA contribution is an excess and how to timely and properly correct it
  • What happens when an excess contribution is not corrected timely and properly?
  • The hierarchy when excess contributions are made to both traditional and Roth IRAs for the same year
  • Alternative solutions for excess IRA contributions
  • And much more!


Additionally, all purchasers of this 2-part presentation will also receive some of Denise Appleby’s useful quick IRA Reference Guides, including her Guide for Deducting 2021 Traditional IRA Contributions, Guide for Deducting 2022 Traditional IRA Contributions, Roth vs. Traditional IRA Comparison for 2021 and 2022, as well as her 2022 Guide for Tax Reporting for IRAs Transactions.

Your purchase includes an instantly downloadable video and audio presentation and PDF handout materials for Parts 1 and 2, as well Quick IRA Reference Guides.  A PDF transcript is available as an add-on for an additional fee.

  • Program Title: The 2022 Ultimate IRA Refresher & Update for a Successful IRA Season
  • Speaker:
  • Duration: 111 minutes


Includes: MP4 Video (and Audio) Recording of Presentation, PDF handout materials plus Bonus Quick IRA Reference Guides.

NOTE: PDF Transcript available as an add-on for an additional fee during checkout.



Denise Appleby

Denise Appleby

Denise Appleby, MJ, CISP, CRC, CRPS, CRSP, APA, is an author, consultant, trainer, and speaker on the tax laws and operations compliance that govern IRAs and employer sponsored retirement plans. She is the owner of Appleby Retirement Plans Consulting, located on the Internet at Appleby Consulting Inc. and is the creator and CEO of The Retirement Dictionary. Ms. Appleby’s retirement-plans-related experiences include working as a retirement plans product manager, training manager, compliance consultant, technical help desk manager, and writer. She has written over 500 articles for many financial newsletters including Investopedia, Pershing LLC’s “Sixty Something,” “The Pershing Press,” “Ed Slott’s…


The Ultimate Estate Planner, Inc. and the presenter are not registered Continuing Education Sponsors and this program is not pre-approved for continuing education credit for any state or regulatory agency.

However, please note that each program includes a Certificate of Completion and, depending on the license and the regulatory agency for which governs a participant’s CE credit, some professionals may be able to self-report his or her participation and receive credit. It is the responsibility of the participant to complete any process necessary to seek self-reported CE credit for his or her participation. By registering for a teleconference (or purchasing on On-Demand program), you understand that CE credit is not guaranteed or warranted by the presenter or The Ultimate Estate Planner, Inc.