Are You Properly Advising Your Clients
for SECURE Act 2.0?

In December 2019, Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which became law as of January 1, 2020.  However, in late 2022, SECURE Act 2.0 was released with some new rules which increased the starting age for RMDs, providing up to three extra years before some IRA owners need to begin. However, those who have already started RMDs before 2023 must continue. Missing an RMD deadline means owing an excise tax to the IRS.

Because of these new rules, those born in 1951 or later have no RMDs for 2022. Instead, RMDs for those individuals must begin when they attain age 73 or 75, depending on the year they were born. For those who miss their RMD deadlines, the new law reduces the excise tax from 50% to as low as 10%.

There’s a lot of potential planning opportunities for estate planning professionals and we’ve brought in the expert, Denise Appleby, APA, CISP, CRC, CRPS, CRSP, to help!

This SECURE Act 2.0 Bundle Package includes a 7-page white paper that will guide you through an action plan for quickly advising your clients about the RMD age increase, along with a simple (modifiable) one-page client-facing cheat sheet.  She has also put together a very simple, but effective marketing piece (which can be modified and used as a direct mail letter or e-mail to your clients).

For just $149, you can save the hassle of reinventing the wheel and researching these complex rules and hit the ground running with these tools at your fingertips!