“Intra-Family Loans” White Paper

Transfer Wealth with Minimal Tax Impact Using Intra-Family Loans

In this strategic 2-page white paper, nationally renowned CPA and tax expert Robert S. Keebler, CPA/PFS, MST, AEP (Distinguished) explores how intra-family loans—when properly structured—can serve as a powerful wealth transfer tool. Keebler breaks down the tax rules, interest rate requirements, documentation tips, and planning strategies that can help families lend money across generations without triggering unnecessary gift taxes.

Perfect for estate planners, CPAs, and financial advisors, this guide provides clear, actionable insights for using intra-family loans to achieve tax-efficient legacy planning.