- Ultimate Estate Planner

IMPORTANT

THE ULTIMATE ESTATE PLANNER, INC.

TERMS OF USE

INTELLECTUAL PROPERTY RIGHTS

The Ultimate Estate Planner, Inc. (“UEP”) hereby agrees to provide, by this license, certain products (“PRODUCTS”) to you (“LICENSEE”). PRODUCTS include written materials in hard-copy or electronic form; video and audio recordings; oral presentations from live events; and business consulting and coaching.

All PRODUCTS contain confidential, copyrighted and proprietary information owned by UEP and/or the Law Firm of Kavesh, Minor & Otis, Inc. (“KMO”). Certain information is licensed by KMO to UEP, and UEP is authorized to issue this limited sublicense to LICENSEE. The protected information includes, but is not limited to, business practices, forms, procedures, presentations, programs, marketing techniques and materials, and practice-building strategies.

LIMITED SINGLE USER LICENSE

Subject to these Terms, UEP grants LICENSEE a limited, nonexclusive, nontransferable and revocable license to use and adapt the PRODUCTS solely within LICENSEE’s personal estate, financial and/or tax planning practice. No ownership rights are transferred.

LICENSEE shall maintain the PRODUCTS and anything derivative therefrom as strictly confidential and shall not share them with any other person, business or organization except as expressly permitted below. LICENSEE’s use is limited to the ordinary course of conducting LICENSEE’s personal estate, financial and/or tax planning practice.

If LICENSEE is an attorney whose practice has five or fewer attorneys, LICENSEE may provide access to employees and independent contractors working within LICENSEE’s practice who have a genuine need to use the PRODUCTS for that practice. A financial advisor may provide such access only within a practice owned by LICENSEE and separate from any Registered Investment Adviser or broker-dealer with which LICENSEE is affiliated. PRODUCTS may not be shared with an affiliated Registered Investment Adviser, broker-dealer, outside firm, association, vendor or other organization without UEP’s prior written consent.

LICENSEE shall inform each person receiving access of these restrictions, prevent unauthorized access or use, and be responsible for every act or omission by any person receiving access through LICENSEE.

LICENSEE shall continue to display the copyright and trademark notices appearing on all materials or shall add LICENSEE’s company name—in lieu of UEP or KMO—followed by the words “Under License.”

LICENSEE, at LICENSEE’s own expense, shall take any further steps UEP reasonably requires to protect UEP’s and KMO’s copyrights and trademarks.

LICENSEE MUST NOT:

Directly or indirectly through others, use any PRODUCT, information or material, or anything derivative therefrom, in any manner other than as permitted by these Terms without UEP’s prior express written consent.

Directly or indirectly through others, disclose, republish, redistribute, post on the Internet or a listserv, sell, sublicense or transfer to others any PRODUCT, information or material, or anything derivative therefrom, without UEP’s prior express written consent.

Upload, submit, disclose or otherwise provide any PRODUCT, or any portion or derivative thereof, to any artificial-intelligence, machine-learning, large-language-model or automated content-generation system without UEP’s prior written consent. This prohibition includes use for analysis, summarization, revision, drafting, extraction, training, fine-tuning, embeddings, retrieval databases or creation of new materials, whether the system is public, private, free, paid or incorporated into other software.

Any artificial-intelligence use authorized by UEP must prevent retention, training, human review, disclosure and secondary use. All resulting or derivative materials shall remain subject to these Terms of Use.

IMPORTANT: NON-USE OF MARKETING MATERIALS IN THE SOUTH BAY AREA OF LOS ANGELES

KMO operates in Los Angeles and Orange Counties, California. KMO’s main office and primary service area is the South Bay area of Los Angeles, including, but not limited to, El Segundo, Hermosa Beach, Redondo Beach, Manhattan Beach, Torrance, Palos Verdes, Palos Verdes Estates, Rolling Hills, Rolling Hills Estates, Carson, San Pedro and Gardena.

LICENSEE remains free to compete and to create and use independently developed marketing materials. However, LICENSEE shall not use in the South Bay area identified above any seminar or marketing material obtained from UEP or KMO, or any adaptation derived from such material, unless UEP and KMO give prior written consent.

This restriction does not apply to material that LICENSEE proves was independently developed without access to or use of UEP or KMO materials. This restriction on the use of UEP and KMO materials shall apply indefinitely.

LICENSEE shall ensure compliance by every employee, independent contractor or other person to whom LICENSEE provides access and shall be responsible for every act or omission by such person.

RIGHTS RESERVED

UEP reserves the right to refuse to provide or permit the use of any of its PRODUCTS to anyone. For example, UEP may refuse to provide LICENSEE marketing or other materials if LICENSEE practices in the Los Angeles County or Orange County markets of Southern California in possible competition with UEP or KMO, unless expressly permitted in writing.

UEP may revoke LICENSEE’s right to use any of its PRODUCTS, with or without a refund, if UEP determines that LICENSEE has violated these Terms of Use.

Upon expiration, revocation or termination of the license, LICENSEE shall immediately cease all use and permanently delete or destroy all PRODUCTS and derivatives in LICENSEE’s possession or control and, upon request, certify compliance in writing. The provisions concerning ownership, confidentiality, prohibited uses, remedies and dispute resolution shall survive.

REFUND POLICY

Except for the PRODUCTS specifically excluded below, LICENSEE may request a full refund within thirty (30) days after purchase. To receive a full refund, LICENSEE must:

Submit the request in writing to UEP no later than thirty (30) days after purchase, by email to [email protected].

Return all physical materials to UEP at LICENSEE’s sole expense, including all copies, compilations, summaries and extractions or notes therefrom.

Permanently delete or destroy all digital copies and derivatives from all devices, email accounts, cloud storage, backups, artificial-intelligence systems and third-party services under LICENSEE’s control, and direct every person given access to do the same.

Submit the following written declaration:

“I, [LICENSEE’S NAME], on behalf of [LICENSEE’S COMPANY NAME], certify that all copies and derivatives of the PRODUCTS have been returned, permanently deleted or destroyed as required by the UEP Terms of Use. I understand that I am no longer licensed to use the PRODUCTS and will immediately cease all use of the PRODUCTS and anything derivative therefrom.”

Once these requirements have been met, LICENSEE will be given a full refund of the amount paid for the PRODUCT. The refund will be made using the same form of payment used for the purchase.

PRODUCTS EXCLUDED FROM REFUND POLICY

The following PRODUCTS will not be accepted for return and will not be subject to a refund or exchange:

Coaching and Consulting
Laminated and PDF Charts
Instant Download Programs, including The Practice Building Library
Transcripts
Electronic Books (“e-books”)
White Papers
Robert Keebler Monthly Bulletin Subscription
The Ultimate Level live event, whether presented in person or virtually
Purchases during the Anniversary Sale

LIMITATION OF LIABILITY

All PRODUCTS are provided “as is,” without any warranty of any kind, express or implied, and without any continuing obligation of UEP to provide updates.

LICENSEE is responsible for reviewing and updating all PRODUCTS and ensuring that they are used in compliance with all applicable federal and state laws, professional ethics rules, and regulatory agency rules and regulations. UEP does not provide legal or financial advice, and the purchase of its PRODUCTS does not create an attorney-client or financial-advisory relationship with LICENSEE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, UEP AND KMO SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR LOST-PROFIT DAMAGES ARISING FROM A PRODUCT OR ITS USE. THEIR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT LICENSEE PAID FOR THE PRODUCT GIVING RISE TO THE CLAIM.

DISPUTE RESOLUTION

These Terms of Use shall be governed by California law, may be amended only by a writing signed by LICENSEE and UEP, and constitute the entire agreement of the parties concerning their subject matter.

Any dispute arising under or concerning these Terms shall be resolved by binding arbitration administered by the American Arbitration Association in Los Angeles County, California, under its applicable Commercial Arbitration Rules.

Notwithstanding the foregoing, UEP or KMO may seek temporary, preliminary or permanent injunctive relief in a court of competent jurisdiction to prevent any actual or threatened unauthorized use or disclosure of PRODUCTS, including a violation of the South Bay restriction.

The prevailing party in any arbitration or other legal proceeding shall be entitled to recover its reasonable costs and attorneys’ fees incurred in the proceeding or in negotiating a settlement of the dispute.

AGREEMENT WITH THESE TERMS OF USE

By checking the acceptance box and completing the purchase, LICENSEE acknowledges that LICENSEE has had an opportunity to review, and agrees to be legally bound by, these Terms of Use, including the license restrictions, South Bay restriction and binding arbitration provision.

REV. 09/08/2026