Are You Overlooking This Major
Investment and Asset Protection Tool?
If I just blurted out the answer, you might not read further because you may already have a lot of
misconceptions about this planning tool.
Okay, the answer is - - high cash value life insurance. Wait! Before your mind slams shut like a steel trap
door, consider the following…
It is imperative that estate planners understand life insurance products in order to properly advise their clients.
A combination of the $5 million estate tax exemption and the declining economy have made high cash value
life insurance a popular additional investment asset class for our clients.
Where else do you find a product that has annual guarantees and grows income-tax free, yet also provides a
death benefit as an added bonus?
Learn about this special type of life insurance, why it has become so popular and some of the ownership
options for both creditor protection and estate tax planning benefits from a top estate planning attorney who
has handled hundreds of estate plans that have included large life insurance policies.
Join us and nationally renowned estate planning and asset protection attorney Steve Oshins for a plain-English,
straightforward presentation entitled, “Using High Cash Value Life Insurance as an Additional Asset Class”.
On this 60-minute program, you will learn…
• Why high cash value life insurance should be considered by most of our clients
• Why so many attorneys and CPAs don’t understand how powerful life insurance can be and therefore
often make bad recommendations to their clients
• Different options to protect the life insurance cash value from creditors
• How to protect the life insurance from estate taxes yet still have access to the cash value