The 2022 IRA Rules Are Out!

What You Need to Know and
What 2021 Year-End Planning Opportunities Are Available!

Transactions for IRAs and employer plan accounts are usually year-driven. As a result, certain transactions must be completed by the end of a year for them to be counted for that year. In some cases, these transactions are mandatory and failing to complete them by the end of the year will result in IRS assessed penalties. In other cases, they are optional but missing deadline could mean missing opportunities for implementing tax-efficient strategies.

Equally as important, new rules take effect for 2022 and in some cases require immediate implementation on January 1, 2022.  What this means is that advisors must know about these rules, so as to help ensure that applicable transactions are completed timely and effectively for their clients.

But this window of opportunity is closing fast!

This is why you are going to want to tune into this extremely timely topic by nationally renowned IRA expert, Denise Appleby, MJ, CISP, CRC, CRPS, CRSP, APA entitled, “New IRA Rules for 2022: An Overview”.

During this 62-minute presentation, you will learn:

  • The newly released IRA and employer plan limits for 2022
  • The New RMD tables for account owners and beneficiaries that take effect January 1, 2022
  • Critical planning opportunities available in the final quarter of 2021
  • The transition rules for the new RMD tables
  • Required minimum distributions for 2021
  • Key Roth IRA Conversion rules for 2021
  • When a “backdoor” Roth Contribution counts for 2021
  • Substantially equally periodic payments
  • Tax implications for cross-year rollovers: When a 2021 distribution is rolled over in 2022
  • Ensuring a distribution qualifies for long-term capital gains treatment
  • How to identify which account owners and beneficiaries are subject to RMDs for 2021
  • How a 2019 401(k) beneficiary can override the 5-year rule and get to stretch distributions over their life expectancy
  • Explain whether a Roth conversion applies to 2021 or 2022
  • Explain how the SECURE Act prevents double dipping for QCDs and deductible IRA contributions
  • Describe the steps that must be taken for a backdoor Roth IRA contribution
  • And much more!

Your purchase includes an instantly downloadable video and audio recording, PDF handout materials, plus accompanying exhibits. You get all of this and more for you and your office to use at the low price of $199. A PDF transcript is available as an add-on for an additional fee.

  • Program Title: New IRA Rules for 2022: An Overview
  • Speaker:
  • Duration: 62 minutes


Includes: MP4 Video (and Audio) Recording of Presentation plus PDF handout materials.

NOTE: PDF Transcript available as an add-on for an additional fee during checkout.



Denise Appleby

Denise Appleby

Denise Appleby, MJ, CISP, CRC, CRPS, CRSP, APA, is an author, consultant, trainer, and speaker on the tax laws and operations compliance that govern IRAs and employer sponsored retirement plans. She is the owner of Appleby Retirement Plans Consulting, located on the Internet at Appleby Consult Inc. and is creator and CEO of The Retirement Dictionary. Ms. Appleby’s retirement-plans-related experiences include working as a retirement plans product manager, training manager, compliance consultant, technical help desk manager, and writer. She has written over 500 articles for many financial newsletters including Investopedia, Pershing LLC’s “Sixty Something,” “The Pershing Press,” “Ed Slott’s IRA…


The Ultimate Estate Planner, Inc. and the presenter are not registered Continuing Education Sponsors and this program is not pre-approved for continuing education credit for any state or regulatory agency.

However, please note that each program includes a Certificate of Completion and, depending on the license and the regulatory agency for which governs a participant’s CE credit, some professionals may be able to self-report his or her participation and receive credit. It is the responsibility of the participant to complete any process necessary to seek self-reported CE credit for his or her participation. By registering for a teleconference (or purchasing on On-Demand program), you understand that CE credit is not guaranteed or warranted by the presenter or The Ultimate Estate Planner, Inc.